by Investment Plus Accounting Group | May 9, 2024 | Home loans, Mortgages, Peter Ristevski, Refinancing
Refinancing your home loan is a strategic financial move that can provide numerous benefits, including lower interest rates, reduced monthly payments, access to equity, and more. However, it’s essential to carefully consider your individual circumstances and...
by Peter Ristevski | Feb 13, 2024 | Home loans, Investment Property, Mortgages, Property Investment Tips
Many people underestimate the cost of buying a home – lender and government fees can easily add 6-8% on to the cost of the property. The best way to eliminate most of these costs is to be aware of the types of loan fees lenders charge and shop around for a loan that...
by Peter Ristevski | Jan 22, 2024 | Finance and Loans, How To, Mortgages, Refinancing
Why pay down your home loan faster You might wish to boost your repayments now, so that you can enjoy the freedom of being mortgage-free. This could help bring forward the overseas holiday you’ve been promising yourself, or help your children complete their education....
by Investment Plus Accounting Group | Nov 29, 2023 | Finance and Loans, Investment Property, Mortgages
In the real estate market, the past 18 months have witnessed a series of twists and turns, with interest rates taking centre stage. Mortgage holders find themselves grappling with the implications of 13 consecutive rate hikes on their financial well-being. A critical...
by Investment Plus Accounting Group | Jul 11, 2023 | Finance, Finance and Loans, Money Saving Tips, Mortgages, Refinancing
The Reserve Bank of Australia (RBA) has been steadily increasing the cash rate since May 2022, causing a ripple effect that has left many investors with variable-interest loans on their investment properties wrestling with the consequences. As interest rates continue...
by Investment Plus Accounting Group | Jun 8, 2023 | Interest Rates, Mortgages, Property Investment, Refinancing
Interest rates are going to rise and the impact of 12 increases has resulted in many Australians experiencing mortgage stress. Borrowers feel imprisoned by their rising mortgages, but you can do something to escape mortgage stress if you act now. Almost 880,000...